Clear that Credit Card with NO Interest!

Credit card bill arrived this month? 

Maybe you used it over Christmas
Are you paying Interest?

Well don't get lazy, if you know you need several monthly payments to clear it then you should be switching to a 0% Interest card. 

Right now with some banks you don't even have to pay a balance transfer fee either!  These currently are;

Santander                  
0% Interest for 15 months

Halifax
0% Interest for 13 months

If you have a large balance & need longer to pay there are plenty to chose from but you will have to pay a balance transfer fee.

some examples

Barclaycard Platimun Extended
0% for 35 months  balance transfer fee 2.49%

Halifax 
0% for 34 months balance transfer fee 2.8%


Tesco Bank Clubcard 
 0% for 34 months balance transfer fee 2.9%

Sounds obvious but once you switch cards DON'T add any more spending on the card and divide up your balance by the number of months that are interest free.  

Make sure your last payment is the month BEFORE the 0% interest rate ends! Write it on a calender or use your mobile phone to set a reminder.